Sufficiency of Collateral Description in U.C.C. Perfection by Filing Opinions: Incorporation by Reference

Spring 2020

Publication| Real Estate Services

Lawyers are often asked to provide Uniform Commercial Code (U.C.C.) perfection opinions in commercial real estate finance transactions. These opinions have been addressed in detail in the recent report, “Uniform Commercial Code Opinions in Real Estate Finance Transactions,” prepared by a Joint Drafting Committee of the ABA Section of Real Property, Trust and Estate Law Committee on Legal Opinions in Real Estate Transactions and other legal organizations. Among subjects discussed in the U.C.C. Opinions Report is that of the sufficiency of the description of personal property collateral in the financing statement on which a perfection opinion is based.


This article was published in Opinions Matters, a newsletter of the ABA Section of Real Property, Trust and Estate Law.

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